Home Use Cases

Find More About OrderCard's
Multiple Use Cases

Digital Banks

Launching a digital banking card with other providers can set you back six-figures, 6-9 months, and your dev team’s sanity before you get your first card to market. Go live with your product in record time using our pre-integrated bank partners, with the option to bring your program management in-house as you scale, all with a single API.

Vertical SaaS

Embedding financial services into your SaaS solution can be a great way to unlock new revenue channels. But delivering a high-quality, personalized experience for your customers can quickly become a drain on internal resources away from your core product.

Quickly launch payout, procurement, or rewards solutions within your SaaS platform using Order Card’s out-of-the-box program management and payment card processing capabilities.

Expense Management

Delivering an expense management solution fit for modern customer expectations requires bundling smart payment controls to reduce fraud, wastage, and manually intensive month-end closings.

Whether it’s T&E cards, P-cards, or fleet cards, Order Card’s API enables you to easily create and configure payment cards with robust spending controls, so that you can help SMBs manage organization-wide spending in real-time.

Media & Ad Buying

Managing and reconciling marketing expenses can quickly get out of hand without controls in place to coordinate spending across agencies and campaigns.

Securely and reliably manage media spending on major online advertising platforms with virtual cards. Set bespoke limits and spend controls that match your use case - never worry about unintentionally pausing a high performing campaign due to declined transactions. Simplify billing and accounting by creating unique cards per campaign.

Online Travel

Coordinating payments across multiple inventory providers such as airlines, cruises, and hotels can be labor-intensive and expensive.

Programmatically pay for inventory and fulfill customer orders using Order Card’s virtual cards. Save your finance team from manual reconciliations by automatically tying inventory purchases to customer orders using card transaction metadata.

Rewards & Incentives

Launching a prepaid card program with legacy providers can make it difficult to deliver a personalized, digital-first solution that today’s consumers expect.

Deliver a truly modern customer experience by instantly issuing ready-to-use physical or virtual cards that can be pushed into mobile wallets for easy access.

Insurance

Disbursing claims via ACH or check is not only expensive, it’s also slow, error-prone, and cumbersome for your finance team to reconcile.

Reduce payment processing costs while increasing your revenues from day 1 by paying claims via virtual cards instead of ACH or check. Order Card streamlines card disbursements with a single API to create, configure, and ship payment cards for instant use.

Alternative Lending

Lenders need to find innovative ways to offer competitive rates to borrowers while simultaneously maintaining underwriting standards and keeping defaults in check.

Optimize your balance sheet and lower your effective cost of capital by disbursing funds on cards in real-time as borrowers spend. Using Order Card’s real-time authorization stream and spend controls, enforce good credit behavior and boost overall portfolio yields.

Marketplaces

Merchants on online marketplaces typically have very high cash turnover and struggle to reinvest capital into their business when they have to accept long receivables cycles.

Provide an additional payout option to merchants in the form of seller cards. Instantly make funds available to merchants for spending based on fulfilled orders or projected sales. What’s more, Order Card helps you optimize your own working capital by disbursing funds to cards in real time as spending happens.

On-Demand Services

On-demand services companies struggle to keep payment errors and expense fraud low while continually growing and onboarding their network of contractors, gig-workers, and delivery associates.

Seamlessly issue smart payment cards straight to a partner's mobile wallet during onboarding. Use Order Card's real-time spend controls to confidently stamp out leakage and erroneous spending.